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5 Ways To Get Your Finances Into A Better Position

January 26th, 2022 Posted in Investment, Money Tips
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Everyone wants to make sure that their finances are in the strongest possible position at all times, but ensuring this is obviously much easier said than done. If you are keen for this to happen for you as soon as possible, however, there are some things that you might want to focus on in particular to make sure it is the case. In this post, we are going to look at a few of the major things to focus on if you want to get your finances into a better position. You’ll find the following are all really vital and important things to look into and work on.

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Photo by Yan Krukov from Pexels

Overhaul Your Habits

A lot of the trouble that most of us experience financially stems from having poor habits, so if you want to improve your financial life you should take a look at what habits you are currently adopting and what you can do to overcome them or improve upon them. For instance, you might find that you tend to overspend because you are liable to sudden bouts of luxury-shopping, in which case that might be a habit that you want to try and reel in as best as you can. By overhauling your habits and replacing them with better ones, your finances could be in a much better place in no time.

Get What You Are Owed

If you are hoping to get your finances into a better position, and you are owed any money at all, then this too is something that you should look into to ensure that you are in the best position possible. If you are owed money from anyone or any institution, getting that is vital – but that is not to say it’s always straightforward, easy or simple. How to go about it will depend on the nature of the debt. You might need to utilize a service like https://pcpclaims.com/ to get compensation you feel you deserve, or it might be that you have a private debt to call in. In any case, make sure you are getting what you are owed as soon as possible.

Choose The Right Bank Accounts

Most people are struggling with a financial difficulty without even being aware of it: namely, they don’t have the right bank accounts to their name. If you have a bank account that you are not sure about the benefits of, you might want to consider switching it out for one that is more overtly beneficial for you. Some are definitely better than others in general, and you will find that there are many that are not suitable for your specific personal situation for some reason or another. It is therefore vital that you are looking into the details of your bank account as closely as possible, and switching to a better account wherever possible. This is going to help you to keep your finances in a much better position on the whole, so it is really worth focusing on as soon as possible.

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Photo by Yan Krukov from Pexels

Keep Your Business In Order

If you run a business, you need to make sure that you are focused on keeping that in order, too. Even if it is a LLC and you feel it shouldn’t affect your personal finances too much, the truth is that it is always going to have some effect – even if just in terms of how much you can expect to earn from the company in question in terms of salary and so on. So as long as you have your business’ finances in good order, you can expect your personal finances to be in a better position and condition as well. This is a really vital and essential thing to focus on, so make sure you don’t overlook it by any means.

Invest

Finally, if you are not currently investing in anything much, you might want to consider whether it’s time to do so. Investing is one of those things that can really radically improve your finances. Of course, no investment is without risk, but if you can manage the risk appropriately and make sensible decisions, there is no reason why you can’t hope to come out on top. You might not make a lot of money very quickly, but you should be able to make more than you might have thought possible, and probably faster than many people believe. This is a great way to ensure that your finances are in a much better position in no time, so give it a go.

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4 Tips for Motivating Your Kids to Pick up Good Habits

February 19th, 2020 Posted in child development, Parent Advice
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Every good parent wants their child to have the best possible future, and to succeed in life to the best of their abilities. But what should you do, in the here and now, to make that happen?

While, of course, there aren’t any clear-cut answers to a question like that, it’s probably a good idea to assume that your child’s habits will have a dramatic impact on their future, and on their ability to be successful in whatever it is they attempt in life.

By the same token, instilling good habits in your child isn’t the kind of thing that you can just do in a completely authoritative, top-down way. Rather, as with so much else in life, it’s very important to hone your own motivational skills, so that you can motivate your kids to pick up and maintain good habits of their own accord.

Here are a few tips for motivating your kids to pick up good habits

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Present positive behavioural examples to them in the form of uplifting stories

Kids are always looking for examples to model their behaviour. That’s why role models are so important, both in terms of parental role models, and in terms of broader cultural role models.

One of the best ways of motivating your child to do positive things, and to acquire positive habits of their own accord, is by presenting positive behavioural examples to them in the form of uplifting stories.

If you give your child a story that explains sound financial principles, or that underscores the importance of keeping a tidy bedroom, for example, it is much more likely that the child will engage and identify with the story they’re being told, take the message to heart, and at the very least will be receptive to following the advice contained within.

Sometimes, you may even find your child spontaneously acting on the moral of the story, without you having to do or say anything else.

Be sure to praise and reinforce positive actions, instead of just treating them as expected

Children are always looking for praise and approval from their parents, and so when your child does something that you like and consider positive, it’s important that you praise and reinforce those actions in a clear way.

If you simply treat those good behaviours as run-of-the-mill and “expected,” you will be depriving your child of the emotional stimulus that can make all the difference in helping them to create positive associations with those behaviours, and to actually feel motivated to engage in them on a regular basis.

In some cases, and for some particular actions, it may be appropriate to give your child some kind of small gift or treat as a reward. Often, though, it will be enough just to smile and tell them they’ve done a very good job, and that you’re proud of them.

Use visual tracking systems such as star charts in order to make the process more tangible

Even as adults, we all tend to take a lot of satisfaction in seeing visible markers of progress and success. That’s why various leading fitness apps will show charts, and will give us comparative stats, to keep us motivated. And it’s also why crossing items off a checklist can feel so deeply satisfying.

For children, of course, the same principles apply, and they apply even more so.

If you want to motivate your child to pick up and stick with positive habits, consider using visual tracking system such as star charts, in order to make the process more tangible. As your child accumulates more and more stars or other positive signifiers, they will naturally feel more inclined to keep going, and their momentum will increase.

Lead by example

There’s no point at all in telling your child to do something, if you yourself then proceed to do the opposite, right in front of them.

Children, when all is said and done, are far more interested in following the examples of their parents than they are in following the advice of their parents.

In other words, one of the best things you can do to help motivate a child to establish good habits, is to lead by example. If you tell them it’s important to keep a tidy room, then make sure your is tidy. And if you expect them to get dressed in daytime clothes every morning, then don’t let them catch you lounging in front of the TV in the afternoon in your pyjamas.

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