Everyone has something that they long for to buy. Whether it be a collectors item that they’ve had their eye on for years, or something bigger like a yacht it can be distressing having that constant niggle in your mind telling you to just go ahead and buy it. Of course, the sensible part of our brains tells us not to because we are aiming for financial freedom and a life free of debt. However, there are ways in which you can obtain all of the lovely things that you want without having to immediately take a large sum of money out of your bank account. Read on to find out more!
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Sell
One of the easiest and most convenient ways of getting hold of the cash you need is by selling something that you own. Calculate the cost of what it is that you want to buy and work out what item of yours (or two, or three) that you need to sell so that you can obtain enough money to buy what it is you desire. If you’re feeling especially organised, you could have a massive sort out of everything that you no longer need or want so that you can save up money in a separate account that’s there ready for when you want to buy yourself a new gadget!
Consider finance options
When it comes to buying larger luxuries in life, it can be difficult to obtain the money by simply selling a few bits and bobs on the internet. However, there are now finance options available which allow you to have the item you desire straight away, but pay back the money gradually and at a much more affordable rate. There are even finance loans that you could consider taking out if you need or want a new car. Definitely something to think about!
Be frugal with saving
There are many ways in which we can save money, and sometimes simply putting money away each week isn’t enough to get together the money that you need to buy the luxuries that you want. Luckily, there are ways that you can save on everyday purchases like your groceries or even clothes shopping. Look out for coupons and vouchers in magazines, newspapers, leaflets, online and through your emails. Collect them up and you will be surprised at how much money you can save each week; leaving more money to go towards your luxuries!
Trade
Rather than buying the items that you want, consider approaching the seller and offering a trade. This often works with items that are collectable like toy figurines because there’s always going to be someone that’s after a double of what you already own. Take a look at this trading website that you could sign yourself up to so that instead of dipping your hand into your pocket, you could simply trade what you already have for an item you want!
