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How To Ensure You Can Afford A Car

January 11th, 2020 Posted in Money Tips
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A car is one of the most essential purchases that many adults will ever have to make. For most people, having a car is essential. Whether you will need it to get to work, or just to do the weekly grocery shopping with your family, either way you will need to make sure that you have something that you can be truly happy with. Of course, a big concern that most of us have when it comes to buying something like a car is how to make sure that you are going to be able to afford it. However, as long as you follow some simple directions you will find that this is going to be a lot easier. Let’s take a look now at how you can make sure that you are going to afford a car.

How To Ensure You Can Afford A Car - dream sports car image
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Budgeting

The most important step of all is to budget yourself, so that you can be sure that you know exactly how much money you have available to spend on your car, and how much, more importantly, you are willing to spend. As long as you have that down, you should be able to make the whole process a lot simpler and less stressful, so that’s something that you can certainly be glad for. Budgeting can often be challenging, but as long as you do what you can to get it right, you will find that it actually removes much of the stress surrounding the whole car buying process.

Choosing Your Dealer

Another important step is to make sure that you know who to buy from. You want someone that you feel you can trust – so that might mean looking into reviews and asking around in your local area for ideas. You’ll also want to know that they offer vehicles at a good price. Most places these days will have their own website like https://www.motormill.co.uk/ where you can see some vehicle examples, along with the price of each, so that you can get a good sense of what kind of offers they have on different cars. That should help you to choose a dealer who is going to give you a decent deal, and that will mean you are going to spend only what you need to on your next car.

Saving

Of course, many people will need to spend some time first saving up, and if you are in need of doing that then this is something that you are going to want to think about. If you fail to save up properly, it could mean that you never actually make the amount you need to, and that you are therefore not going to be able to drive away the car that you want, so it is important to plan ahead and start saving as early as possible. That will mean that you have much more luck with the whole process overall. In no time, you should be driving your dream car away from the garage.

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Every Day Tools We Can Save Money On

January 9th, 2020 Posted in Money Tips
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There are everyday tools, and items that we use regularly, some that we use every day, and sometimes not so often, And these range from big essential items such as cars, to the little tools and appliances such as pens and screwdrivers, we will eye on these items to get through our day-to-day life and to make things easier for us. We can all agree that we appreciate our creature comforts and that we more often than not use tools to get things done quicker. Ultimately tools are there to help us in our day-to-day lives, so should be high-quality, and useful. However, it isn’t always quite as simple as that, some of us have financial problems that mean we aren’t able to gather everything we need quickly. So here are some ways in which you can save money on your tools, and still have everything you need to make life easier.

Every Day Tools We Can Save Money On - cool photo of garage and DIY tools
Photo by Cesar Carlevarino Aragon on Unsplash

Kitchen

When we think of tools, we don’t tend to think of the ones that we use in the kitchen, but these are the tools that we used most often in our lives. And even though we wish to have the best pots and pans, it isn’t always that easy. We can find plenty of low-cost items on sale in supermarkets, and at the right time of year, there will be offers on basics such as utensils and glasses. Of course, you always have the option to shop online as well, and there are regular reductions to look out for there as well. So as long as you don’t have a specific brand or shape of the tool, then you may find you can save money quite significantly with this one.

Car

Cars are usually essential tools, they get us to and from work, they help us with our leisure activities, and at the weekend we find ourselves using our cars to ferry the children back in for events, visit the beach, or visit our families. So they tend to be quite a significant part of our lives. So even though we may not realise it, there are usually a substantial amount of days where we spend time in our cars. So looking after them, it’s quite remarkable, but saving money when purchasing or owning a vehicle can seem impossible. Sometimes a car is a luxury that some can’t afford, but if you can, then shop around for your insurance, make sure you get the best deal when purchasing the car in the first place, such as the ones from Stephen James, and keep your vehicle serviced and well looked after. You should find that repair costs will be lower than if you don’t take care of the vehicle. It’s also worth looking at which vehicles cost more to repair than others, before purchasing it. Even though the car may look nice, and low cost to start with, you could end up with high repair bills if the car needs specialist parts.

Diy

Tools that we require for putting up curtain poles, or changing a fuse in the plug, can be low-cost if you are sensible. You can even find screwdrivers in discount stores, or a tape measure in the supermarket bargain bin. So if you are careful, as with anything else, you will find a toolbox full, for little money. This way you can spend more on your actual Diy needs, and make do with what you have. Obviously, if you have a special requirement, then paying more for this makes sense, but otherwise, choose carefully, and you will save money.

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3 Simple Ways To Be A Safer Driver

January 8th, 2020 Posted in Money Tips
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It doesn’t matter whether you have just had kids, had some near death experience or you’re making a New Year’s resolution. Many people have an epiphany and want to become safer drivers. Too many of us have developed bad habits in our driving that have led to us become less safe on the roads. We might tailgate, go a little too fast if we know the road, or drive without due care or attention. To change your driving habits, you need to focus on looking at your driving behaviours and the car that you have chosen to get behind the wheel of. Take a look at these three ways to be a safer driver.

3 Simple Ways To Be A Safer Driver - cars in traffic image
https://www.pexels.com/photo/traffic-cars-street-traffic-jam-7674/

Maintain Your Vehicle

Whether you have a brand new motor or an old banger, its vital that the vehicle that you are driving is safe. Ensure that you check all fluid levels before longer journeys, your tyres are at the correct pressure and your wheels are sound. If you find that your alloys have seen better days, check out the rims for sale. If you have spotted that you have a little oil leak, take it to the garage to get it fixed. And if you have a bulb that’s gone, get it replaced. These cost next to nothing but are crucial to the safety of your car. Take your car for a service annually to ensure that it is mechanically sound and always keep a record of any services or work that your vehicle has done.

Be Calm

It’s all too easy to get riled up when out on the roads. Some drivers are poor, but that should be no excuse for you to become unsafe. You need to be a defensive driver, taking into account other road users. Always look ahead of you, don’t tailgate and look out for hazards. It doesn’t matter how safe you are, collisions can always be the fault of somebody else. Stick to the speed limit (it is there for a reason), and always remain calm if you are stuck behind a slower driver or someone driving erratically.

Go On A Course

While you might be a good driver and you know the rules of the road, there’s no harm in heading to a course to make you a safer driver. This course won’t be assessing your driving skills or judging you, it will simply arm you with new strategies and tips to help you be safer on the road. Simple things like not fiddling with the radio when on the motorway or waiting until you are at a red light before taking a drink can help you remain more alert and aware of your driving behavior. Too many people allow bad habits to develop and then do nothing about them.

If you feel like your driving is becoming less safe, or you want to brush up on your driving, take the time to follow this guide. Before long you could be driving around in your set of wheels with a renewed enthusiasm for good, defensive and safe driving. You might even cut down on your insurance costs, if you stick a driving recorder on your dash, to demonstrate just how safe and responsible you are.

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Making Extra Money On The Side

January 8th, 2020 Posted in Money Tips
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We could all do with a bit of extra cash these days, right? If you are looking for different ways to make some more money, you ave come to the right place. The Internet has provided us with a wealth of different opportunities with regards to this. Nevertheless, it is up to you to make the most of these opportunities. In this blog post, we are going to enlighten you to one of the most popular options out there at the moment: matched betting,

Making Extra Money On The Side - image of person holding 100 dollar bills
Photo by Alexander Mils from Pexels

Being able to make money betting; if a friend told you this was possible, you probably wouldn’t believe them. After all, it isn’t called gambling for nothing. Even if you do have a couple of good wins, it doesn’t take long to lose it all again. However, there is a betting system that does allow you to make money with little or no risk, and that is through matched betting. The basics of this type of betting are simple, but so are the mistakes that could cost you money. This is one of the reasons why working with good online support is essential. 

What To Look For In A Matched Betting Tip Site

It is, of course, possible to go it alone. But it is a lot of hard work and you may find that any profit you make does not adequately compensate for the time and effort you have ploughed into the system. A matched betting tip site will minimise the time you need while also helping you to maximise your money-making opportunities. A good tip site like Team Profit will provide you with a range of tools to get you started. Firstly, it should give you the low down on how and why this betting system works. It should also take you through everything you need to do to make money betting on your own. Once the basics have been covered, the best sites will provide you with the opportunity to work through them to make money with betting. This may be through them directly, or by working with one of their affiliate sites. Any costs involved in working through them should be clearly laid out. You can expect to have to pay to become a member of such a website, but you should be clear on what you are getting for your money. If you are in any doubt, then search for reviews from previous users of the matched betting finder. Use this feedback to guide your choice. As with any money-making system support website, ensure you read all of the small print and terms before you sign up. It’s also a good idea to choose a website that offers a free trial, just in case you decide it’s not for you.

What To Avoid To Earn Money Betting

If you want to earn money betting, then there are a few things you need to avoid. Most of these are related to the sites that provide support in how to make money from free bets. When looking for a support website, avoid those that make guarantees about making specific amounts of money in a given time. While you are guaranteed to make money using this betting system, the amount you make and how long it takes invariably depends on a number of factors. These include how many bets you place in a given time; the odds on each of the bets; and whether your back or lay bet comes in. It will also depend on the type and size of the bonuses that you source. As noted earlier, it’s not unusual to need to pay a fee to join a members-only community online. However, avoid those that don’t make it clear what you are getting in return for your membership fee. You are looking for specifics, not ones that just make vague promises. When you are ready to sign up, check elements such as site security. If there is no security for your bank details, then walk away, quickly. Finally, it is important that you are able to get hold of the customer services or admin teams that run the website. If there are no contact details, then this is a sure sign that the site is not for you. 

So there you have it: everything you need to know about matched betting. We hope that you have found this blog post useful.

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7 Signs You Need a New Car

January 7th, 2020 Posted in Money Tips
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Buying a new car is a significant expense, and it’s not something that many of us can just rush out and do without thought. This is one of the reasons that we put it off. The other is that we love our vehicles. They become a big part of our lives, we come to rely on them, and we make them our own. These reasons often see us clinging on. We ignore those check warning lights, we put up with each MOT ending up more expensive than the last, and we paper over the cracks as much as possible in an attempt to get more life out of our beloved car.

Image by tookapic from Pixabay

But, sometimes you just have to give it up and search for a new car, or a Used Ford Focus, which could become your new love. Here are seven of the signs that it’s time to go car shopping. 

A Tank of Gas Doesn’t Last as Long

Fuel efficiency is something that we check when we buy a new car. Those that are able to go further off a tank of gas are more appealing because they will cost less to run, need filling up less frequently, and may even be better for the planet. But, over time, even with cars that get great miles to the gallon, this starts to change. When you begin to find that your car goes through a full tank much faster, then it might be time to think about a new vehicle, as this one costs you more than it should. 

The Check Engine Light Never Goes Off

We’re all guilty of ignoring the check engine light occasionally, perhaps until a service or MOT. This can be a mistake. But, sometimes, even when we don’t ignore it, it doesn’t go away, or it only goes off for a short period. If your light comes on shortly after repairs, your car might be on its way out.

You’re Worried About Long Journeys

You should feel confident that your vehicle can handle a long journey. If you are worried that it won’t cope with anything more than day to day journeys, you might want to upgrade for peace of mind. 

It costs More and More to Keep on the Road

Minor repairs are common, and over time it’s safe to expect your car to need replacement brake pads, tyres and other essential parts. In older cars, after ten years, or around 100000 miles, you can expect your vehicle to start needing more expensive, and more frequent repairs. Eventually, it will be cheaper to get a new car. 

Strange Smells and Sounds

Funny smells and unexplained noises are never a good sign. You should certainly get your car checked out if you’ve noticed anything like this, as it could be a sign of something serious. 

It Doesn’t Feel Right

Our cars feel just right. We spend time breaking them in and getting them set up to suit our needs. When a car starts to get older, it might become more uncomfortable, and feel less like the car that we love. 

You No Longer Enjoy Driving
Sometimes, the best sign that it’s time to buy a new car is that you no longer enjoy driving. If your car is uncomfortable, costing you more and you are worried about break downs, you won’t be able to enjoy yourself. A new car could be the answer.

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